Growth Points

See how member progress is earned through verification, activation, referrals, spending, and collection milestones.

Growth points provide a cleaner progression system that links trusted account activity with higher member status and expanded platform benefits.

How points are earned

ActionPointsReviewOutcome
KYC approved100AutomaticAccount activated
Card activated150AutomaticReward eligibility expands
Qualified referral120After approvalProgress + reward credit
Spend milestoneVariableCycle basedTier progression support
Collection milestone80AutomaticSeasonal access signals

Progress framework

Starter 鈫?Silver500 points
Silver 鈫?Gold1,500 points
Gold 鈫?Black4,000 points
Review policyPoints tied to qualified activity only